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2nd EMN Photo Contest


And the winner of the 2nd EMN Photo Contest is...



 good.bee Credit IFN SA


Mr. Ion Chirita is a client of good.bee Credit since May 2011m when he decided to invest RON 85.000 in a tractor and a herbicide machine.

When Mr. Chirita requested the first loan at good.bee Credit, he already had a long experience in cultivating/trading agricultural products, cattle breeder/dairy and meat products trading. At that moment he detained some agricultural equipment for decreasing the costs related to maintenance and crop.

His activity is developing in one of the most known area of grain crops from Giurgiu county, Gradinari. This area is known to have an important trading potential for attracting fairs and exhibitions on a weekly basis at Clinceni, Bolintin, Domnesti – Ilfov county.

Mr. Chirita is registering an on-going development of his activity, in the last years he managed to increase his agricultural area through new land acquisition or new rented land, new equipment and animals:

- land of 12,3 ha in 2012, in comparison with 5,20 ha in 2011

- 12 equipment in 2012 in comparison with 7 in 2011 – 2 of these equipment were acquired through the loan granted by good,bee Credit.

In this way the food for animals was covered by his own production.

His family has an important role in his activity and also other seasonality time employees. In collaboration with some restaurants the client is organizing also some events (New Years' Eve, weddings, christenings) which is offering him continuous incomes. Currently Mr. Chirita concluded a partnership contract with Aurora restaurant from Mamaia for providing the main meals.

Until now, Mr. Chirita benefited of 4 loans totally reimbursed without any payment incident which proves one more time the good character of the client.

In addition, being very satisfied by the partnership with good.bee Credit, in may 2016 Mr. Chirita took up a new loan for investing in his activity and continuing his harmonious business development.



EMN is pleased to launch the 2nd EMN Photo Contest in the framework of its 13th Annual Conference. 

Once again, we want to receive an image that tells stories! We are keen to know more about EMN members' activities or the activity of their beneficiaries, and to share them with the sector to enrich the exchange of good practices.

To participate, please send us one photo (per EMN member organisation) in great resolution by 31st May. Along with your picture, we would also love to hear the story that goes with it: an image is worth a thousand words, but a few might be helpful :-)

We will print your photo (A2 format) and display it in the plenary room during the conference. All conference visitors will be invited to vote before 17th June at 11 AM and the winner will be announced during the closing ceremony.

The winner will be entitled to... a fully paid registration pass for the 14th Annual Conference in Venice!




WHO: The 2016 EMN Photo Contest is open to all EMN Members - including those who are not attending the conference.

WHAT: We are looking for images that illustrate the impact of microfinance and financial inclusion in Europe. These images may reflect a range of products and services, institutions, and methodologies, and may touch on a broad range of social, economic, developmental, and technological issues. This year, we are looking for photos that particularly touch upon the EMN Annual Conference theme (but not only): Shaping European Microfinance: Who, What and for Whom?

Images sent must be original and respectful of the rights of others.

WHEN: All entries must be submitted by 31st May 2016, midnight CET

HOW: Send 1 digital Photo (minimum 2480 x 3508 pixels, ideally 4960 x 7016 pixels) and its story (up to 300 words) to  This email address is being protected from spambots. You need JavaScript enabled to view it.  (via Dropbox or WeTransfer)

LEGAL CONDITIONS: All images sent may be used by EMN in printed publications, on any EMN web asset, in a slideshow, or in any other media, and may be copied and displayed in any country, provided that all uses are accompanied by appropriate attribution to the photographer. 

COPYRIGHT: By entering, you retain copyright and remain the owner of your images and may also continue to use them in any manner you choose. You agree that the images you submit may be used in printed publications, on EMN's websites (including www.european-microfinance.org and www.emnconference.org), in a slideshow, may be uploaded on EMN's social media channels, or in any other media, and may be copied and displayed in any country provided that you are afforded appropriate attribution as the photographer.

For questions regarding the 2nd EMN photo contest, please contact Raquel Sanchez Bujaldon, Communications Officer,  This email address is being protected from spambots. You need JavaScript enabled to view it. .


The winner of the 2nd EMN photo contest will receive one (1) free registration pass for the EMN Annual Conference in Venice in June 2017!

The winner will be chosen by participants in the 13th Annual Conference in Warsaw before 17th June at 11 AM, and will be announced during the closing ceremony


Additional information