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Cooperation for Inclusive Affordable Personal Credit (2012-2013)

 

CAPIC is a new program recently launched by EFIN (the European Financial Inclusion Network) with support from the European Community Program for Employment and Social Solidarity.
 
Objectives:
In many EU countries the market fails to provide adequate affordable personal credit to low-income people, who thus face a lack of service (where no sub-prime market exists) or an inappropriate supply (sub-prime credit with high costs and bad terms and conditions).

The action, to illustrate and promote successful cooperation between social enterprise, public authority and profit-making company, in providing affordable personal credit, will:

  • Analyse 4 initiatives developed in 4 different EU countries, with diverse economical, political, legal contexts (3 active partnerships and 1 studied by the coordinator);
  • Foster knowledge and best practices exchanges between selected stakeholders on specific personal affordable credit topics, via 3 thematic workshops held in 3 different countries;
  • Develop a training module aimed at potential interested stakeholders based on the 4 case-studies' analysis and the experience exchanges;
  • Elaborate a video which highlights the various stakeholders and beneficiaries’ point of view;
  • Implement a training seminar in 5 European countries where effective potential stakeholders have been identified to develop affordable personal credit;
  • Disseminate results through a wide but targeted contact database in the EU via 2 existing websites and newsletters from 2 EU networks dedicated to financial inclusion.

The four case studies were carried out in Belgium, Italy, UK and France. Discover them here!  

The Programme is currently in the dissemination training phase: five training seminars are being organized in different European countries. Check them out here.

 

CAPIC newsletters
 
To learn more about CAPIC please click here.